Checking your rate won't affect your credit score

Personal loans,
made simple.

One fixed rate, one fixed monthly payment, and a clear finish line. Answer a few quick questions and we'll help you explore personal loan options that fit your situation.

$25,000
$1,000$100,000+
Check my rate
About 2 minutes No obligation Secure & encrypted

Example scenarios for illustration only. Your rate, payment, and term depend on your credit profile.

All credit types welcome to apply
Takes about 2 minutes
No impact to your credit score
Available in all 50 states

Life happens.
Front Step can help.

Whatever brought you here, we'll help you explore personal loan options with one fixed payment and a clear finish line.

1Home improvementRepairs and upgrades on your schedule 2Emergency expensesCover the unexpected without the stress 3Major purchasesPlan big expenses with predictable payments 4Life eventsWeddings, moves, and other big moments
Every credit score

Real people.
Not just a credit score.

We consider your whole financial picture, including your income and your goals, not just a three-digit number.

Talk to a real personA lending specialist can walk you through your options by phone or text.
Options for every credit profile
Below 600Some options
600–649More options
650–699Good options
700–749Great options
750+Best options
General illustration: higher credit scores typically qualify for more options and lower rates. Approval and terms are not guaranteed, and not all applicants will qualify.

Three steps. About two minutes.

No paperwork to start and no impact to your credit score to check your options.

1Tell us about you

Answer a few quick questions about the loan you want and your finances. No impact to your credit score.

2Get matched

We use your answers to look for loan options that may fit, and a lending specialist may reach out to walk you through them.

3Choose your plan

Review your options, pick the one that fits, and finalize your loan.

Get started

Questions, answered

Will checking my rate affect my credit score?

No. Checking your options uses a soft credit inquiry, which does not affect your credit score. A hard inquiry may be run only if you choose to accept an offer and move forward.

How long does it take?

The questions take about two minutes. A loan specialist may reach out to go over your options. Funding times vary.

What do I need to qualify?

Requirements vary, but generally you'll need to be at least 18, a U.S. resident, have a steady source of income, and have a checking account.

Can I get help if my credit isn't great?

Yes, all credit types are welcome to apply. We look at your full financial picture. Approval, rates, and terms are not guaranteed.

Is my information safe?

Your information is sent over an encrypted connection and is shared only as described in our Privacy Policy.

Will I talk to a real person?

Yes. A lending specialist may contact you by phone or text to walk you through your options. You can opt out of texts at any time by replying STOP.

Ready to take your next step?

See your options in about two minutes. Checking won't affect your credit score.

Check my rate
Check my rate